The CLU® is designed for financial professionals who work with clients needing holistic insurance and risk planning. The program consists of four online, self-study courses covering life insurance planning, fundamentals of insurance and estate planning, and planning for business owners and professionals. Courses are completed fully online and at your own pace, with the program completable in as few as four months. No prerequisite courses are required to begin, though at least three years of experience in financial services is required to use the designation.
The CLU® curriculum provides an in-depth understanding of life insurance's intricacies and applications across all life stages. You'll gain expertise in life insurance concepts and law, estate planning, business continuity, key person coverage, and employee benefits. The program emphasizes practical, legal, and ethical knowledge — equipping you to deliver sound, goal-based advice that addresses your clients' most critical protection needs.
The CLU® is a strong fit for financial professionals who want to specialize in life insurance planning and distinguish themselves with the industry's most respected insurance credential. According to FUSE Research's 2024 Designation Outcomes Study, CLU® designees report 81% higher growth in client retention and 36% higher growth in earnings compared to peers with no designations.
